Credit cards have often been used to save us from debt or to get us through a particularly difficult time in life, such as not having a job for a couple of months. Many of us see these cards as a crutch and hate the cycle we get ourselves in, but there are a few ways you can get yourself out of the debt cycle you are in, if you know how to play the game. The game is often called credit card roulette because you are trying to get a card with the lowest rate every six months or a year. However there is a better way to play this credit card game than continually switching your credit cards. The key is to find a credit card with the lowest rate that will allow for the best terms.

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